My Story- Health Problems and Christian Healthcare Ministries


Hi, I just wanted to share with you my story
lately with my health challenges and how I have been handling that financially. A couple weeks ago, I ended up having some
major health problems and so I went to the ER. And they ran tests on me. They ran some imaging tests. They ran a CT scan and a MRI and all sorts
of things. And then after that they kept me overnight
to monitor how I was doing and make sure I was fine to go home. This was a big deal in my life, of course,
but I was so thankful the entire time, knowing that I had Christian Healthcare Ministries. It might sound kind of weird to be concerned
about finances at the time when you are having major health issues, but that is the reality
in today’s day and age. I actually did receive my first bill from
the hospital and it was a $31,000 bill. Now if I had been on traditional insurance,
which I have been for the majority of my life and I had a 20% coinsurance, that would be
over $6000, but because I didn’t have insurance the hospital had reduced my bill to $17,000. At that point I called the hospital and said,
“Listen, I am a part of a group of Christians that share each others medical bills is this
the best we can do?” They told me that they could reduce my bill
another $3000. So my bill was reduced from $31,000 to $14,000. At that point, I filled out my paperwork and
I sent that bill in with some other bills that I had received from doctors, radiologists,
and all sorts of people. I sent that to Christian Healthcare Ministries. I went ahead and let them know, they have
a form for you to fill out, how much my bills had been reduced. The way Christian Healthcare MInistries works
is that if you are a Gold member, which is what I am, we pay $300/month for myself and
my 3 kids each month. Together, that’s it, a total of $300/month. If I can get my bill reduced by $500 or more,
which obviously it was, then I don’t pay anything. So I payed absolutely nothing. Not for the doctor’s visit, not for the imaging,
not for any blood work, not for any doctor’s visits along with that incident. Let me tell you, this ministry is amazing! When I called in to clarify everything that
I needed to send in, the first thing that the gentleman at Christian Healthcare Ministries
said to me is, “Well, how are you doing? Are OK?” That is such a blessing because you know how
it is when you call and insurance company. You are typically fighting with them to get
them to pay that they say they will. But Christian Healthcare Ministries isn’t
like that, it truly is a group of Christians who care about each other and it has been
such a blessing to our family. So if this is a ministry that you are interested
in, just click the link below and it will give you all the information that you need. You can sign up using that link and I hope
this has been a blessing for you! Bye-bye!

22 Replies to “My Story- Health Problems and Christian Healthcare Ministries”

  1. I have CHM for over a year but haven't used it yet. It was reassuring to hear your testimony about CHM. I'm thankful to know they will be there if ever I need them. Praise God for your healing.

  2. thanks for sharing hope your doing well I'm in the hospital not feeling well they said I'll be bed bound not sure how I'll use the restroom

  3. So now that you are not in the hospital anymore, what about follow up visits? As i understand CHM only covers hospital stays and surgeries? These follow up appointments can be costly.

  4. I've been a Christian my whole life (nearly 30 years). I had a surgery done incorrectly 8 years ago and have been in agony ever since. There is one doctor in England that has the answers for my individual problem. Do they cover internationally and does it take a long time to get enrolled? They cannot help me here at home (United States) and making a journey overseas is my only option 😔. Any thoughts?

    Congratulations btw, it's a relief to know that you are doing better. Health is everything.

  5. I also have CHM and just sent in my first claim. They are so nice on the phone to answer any questions. It does take about 3 months to receive your money from them and in the meantime of course you go ahead and pay your doctors ect. I will be getting my money next month!

  6. We need Medicare for all. Then nobody would have to go through these kind of issues. Christian Jewish Muslim. Nobody in this country should go without health care and nobody in this country should be saddled with such huge medical bills.

  7. I was tossed between CHM and Samaritan Ministries, I ended up going with CHM simply due to monthly cost. I pray God provides for all of us, and I am proud to be a part of this organization!

  8. Call Medishare at your own risk. Never give them your phone number or they will call you and call you to get you to enroll. If you don't they will give your number to a telescamer and they will call you from a different phone number EVERY day. Tired of their BS.

  9. what would you guys recommend and why? Liberty health-share or Christian Healthcare Ministries?

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